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It is time to fundamentally reframe the research agenda on migration, remittances, payments and development. Many policymakers in the developing world, and researchers, tend to view migrant remittances as windfall income, rather than as returns on investment, which is how families with migrants tend to see remittances. Migration is thus, among other things, a strategy for financial management in poor households: location is an asset, migration an investment.

Some of the most basic questions about remittances and their effects remain inadequately answered, in part because of a blinded research agenda. Asking better questions is a step toward better policies, programs and regulations and, above all, to enable people on low incomes to improve their lives.

In this webinar, Timothy N. Ogden discussed some of the new and alternative research questions that emerge from the shift of perspective on remittances – from windfall to return on investment.

Speaker:

Timothy N. Ogden is Managing Director of the Financial Access Initiative, a research centre housed at New York University’s Robert F. Wagner Graduate School of Public Service. Prior to joining the Financial Access Initiative he was the Chief Knowledge Officer at Geneva Global, Inc., an international philanthropy advisory company, and founding editor of Gartner Press. He also founded and currently leads Sona Partners, a thought leadership communications firm, where he has helped develop more than 20 books for major publishers.

This webinar is based on the article: “Migration and household finances: How a different framing can improve thinking about migration”. Also check out the videos based on the article: “What’s Behind Door #3? Investment in Migration for the World’s Poor”, and “When is Income Not Income?”.